Made for your business
A starting point shaped around your trade, your team, and the projects you take on.
BUILT FOR AMERICA’S CONTRACTORS.
Financing
built for
contractors.
We’re building a simpler way to bring financing into the conversation. Join our contractor beta as we prepare for what’s next.
Become a Contractor Partner See how it worksYour craft. Your customers.
A program in your corner.
A program in your corner.
THE POTENTIAL IN EVERY PROJECT
FOR THE WORK THAT MAKES A HOMERoofing+Windows & doors+HVAC+Kitchens & baths+Remodeling
01 / BUILT FOR CONTRACTORSYOU DO GOOD WORK. LET’S KEEP IT MOVING.
Great work.
Meet a way forward.
You know the project is worth doing.
Help your customer see a way to do it.
Charter Row Financial is developing a contractor first financing program. Share what your business needs and help shape a simpler experience. Financing is not currently available.
Let’s build a partnershipA better sales conversation
Our goal: help you introduce financing alongside your estimate when a lending program becomes available.
Support along the way
Contractor onboarding today. Application routing and program support are planned for a future launch.
02 / HOW IT WORKSA CLEAR PATH FROM THE START
Get connected.
Get back to building.
Start with your business profile. Financing will require a connected provider and a separate program review.
01
Tell us about your business.
Share your trade, service area, and company details. We can follow up about your interest in the beta.
CONTRACTOR ENROLLMENT02
Help shape the program.
We’re developing lending relationships and the platform. Your profile tells us what your business needs.
IN DEVELOPMENT03
Get ready for what’s next.
If financing launches, participating sponsor banks would decide credit, set terms, and originate and fund loans. A separate review would apply.
PLANNED FUTURE SERVICEJoining the beta does not activate financing or guarantee future program eligibility.
Become a Contractor Partner03 / FINANCING PROGRAMSPUT POSSIBILITY INTO PERSPECTIVE
Big project.
Meet the monthly view.
A look at the program types we’re exploring. These illustrations are not offers. No financing is available through this website today.
THE MONTHLY PERSPECTIVEEXAMPLE ONLY
What could a payment look like?
$248.94/ month
$15,000 financed over 84 months
at a hypothetical 9.99% APR.
Total of payments $20,910.98Total interest $5,910.98
Illustration only, not an offer. Assumes a fixed rate, no fees, and equal monthly payments. Financing is not currently available. Any future offer would depend on the participating lender’s terms and eligibility requirements. Rounding may affect the final payment.
A plan for
the bigger picture.
A potential way for customers to pay for eligible home improvements over time.
In development. Program availability, payments, and terms have not been established.
Share your interest Another way
to get there.
We’re exploring whether promotional structures could fit contractor and customer needs.
In development. No promotional offers are available or promised.
Join the contractor beta 04 / GOOD PEOPLE. GOOD WORK.YOUR BUSINESS COMES FIRST
In your corner.
On your next job.
A contractor first financing program.
Currently in development.
We’re building a platform for contractor onboarding, application routing, and program support. During beta, you can register your interest, build a business profile, and explore your workspace.
We are not a lender. We’re working on provider relationships. Under the planned model, participating sponsor banks would make credit decisions, set loan terms, and originate and fund loans.
Build with Charter Row Financial01
Your business
The project. The customer relationship.
The Charter Row platform
Onboarding now. Routing and support planned.
03
Future sponsor banks
No provider connected. Lending is not active.
LET’S GET TO WORKYour next chapter
Your next chapter
starts here.
A contractor first financing program in development. Tell us about your business and let’s start a conversation.
Become a Contractor Partner
Business details. A clear next step.
Beta participation does not activate financing.
A GOOD PLACE TO START
Let’s talk possibility.
Questions about becoming a partner?
Tell us what your business needs.