Made for your business
A starting point shaped around your trade, your team, and the projects you take on.
BUILT FOR AMERICA’S CONTRACTORS.
Financing
built for
contractors.
Bring financing into the conversation. Help more homeowners move forward and your team close more jobs.
Become a Contractor Partner See how it worksYour craft. Your customers.
A program in your corner.
A program in your corner.
THE POTENTIAL IN EVERY PROJECT Neighborhood footage · Video placeholder
FOR THE WORK THAT MAKES A HOMERoofing+Windows & doors+HVAC+Kitchens & baths+Remodeling
01 / BUILT FOR CONTRACTORSYOU DO GOOD WORK. LET’S KEEP IT MOVING.
Great work.
Meet a way forward.
You know the project is worth doing.
Help your customer see a way to do it.
Charter Row Financial brings a contractor first financing program to your business. From the first conversation to the next steps, we help make financing easier to navigate.
Let’s build a partnershipA better sales conversation
Introduce financing alongside your estimate, so customers can consider the full picture.
Support along the way
Contractor onboarding, application routing, and program guidance in one place.
THE CHARTER ROW INTRODUCTION
Financing, in plain language.Sample footage · Video placeholder
LET’S MAKE IT SIMPLELess friction.
Less friction.
More forward.
You have a business to run. Financing should be easier to explain and easier to bring into your process.
We help your team understand the program, introduce the next step, and know where to turn for support.
Placeholder footage only. Final program video to come.02 / HOW IT WORKSA CLEAR PATH FROM THE START
Get connected.
Get back to building.
A simple place to start. A team to help with the details.
01
Tell us about your business.
Share your trade, service area, and company details. We’ll review the fit and explain the enrollment process.
CONTRACTOR ENROLLMENT02
Bring financing to the table.
After enrollment, introduce available programs to your customers. Our platform routes applications to sponsor banks.
APPLICATION ROUTING03
Move through the next steps.
Sponsor banks make credit decisions, set terms, and originate and fund loans. We help with program support.
PROGRAM SUPPORTEnrollment and financing are subject to program requirements.
Become a Contractor Partner03 / FINANCING PROGRAMSPUT POSSIBILITY INTO PERSPECTIVE
Big project.
Meet the monthly view.
Help customers look beyond the project total. Start a clear conversation about the options that may be available.
THE MONTHLY PERSPECTIVEEXAMPLE ONLY
What could a payment look like?
$248.94/ month
$15,000 financed over 84 months
at a hypothetical 9.99% APR.
Total of payments $20,910.98Total interest $5,910.98
Illustration only, not an offer. Assumes a fixed rate, no fees, and equal monthly payments. Actual terms, costs, eligibility, and availability are determined by sponsor banks. Rounding may affect the final payment.
A plan for
the bigger picture.
Help customers explore paying for eligible home improvements over time.
Payment amounts and repayment periods depend on the program and bank terms.
Explore program fit Another way
to get there.
Ask about promotional structures that may fit your customers and projects.
Promotions vary. Any available offer will include its own costs, eligibility, and conditions.
Talk through the options 04 / GOOD PEOPLE. GOOD WORK.YOUR BUSINESS COMES FIRST
In your corner.
On your next job.
A contractor first financing program.
A clearly defined role.
Charter Row Financial handles contractor onboarding, application routing, and program support. We help connect the pieces so you can focus on your work.
We are not a lender. Sponsor banks make credit decisions, set loan terms, and originate and fund loans.
Build with Charter Row Financial01
Your business
The project. The customer relationship.
The Charter Row platform
Onboarding. Routing. Program support.
03
Sponsor banks
Credit decisions. Loan origination. Funding.
VIDEO PLACEHOLDERTHE CONTRACTOR PERSPECTIVEBehind every project,
Behind every project,
there’s a business like yours.
A space for real contractor experiences. Hear how financing fits into the estimate, the conversation, and the day-to-day work.
Testimonial placeholder. Sample footage is not an endorsement.LET’S GET TO WORKYour next chapter
Your next chapter
starts here.
A contractor first financing program, built around the work you do. Tell us about your business and let’s start a conversation.
Become a Contractor Partner
Business details. A clear next step.
Enrollment remains subject to program review.
A GOOD PLACE TO START
Let’s talk possibility.
Questions about becoming a partner?
Tell us what your business needs.